Our Products
Flexible, profitable, and built for the cooperative future.
📱💬 Bills & Payments
From light bills to data top-ups, Monivest lets you handle it all—instantly, securely, and stress-free. One platform. Zero delays. Total control.
Learn More
🚗 Auto Financing
Whether it’s a car for work or equipment for the farm, Monivest helps you own it — stress-free, fully insured, and affordably financed. Just apply, get approved, and drive.
Learn More
💸 Fixed - Target Savings
From emergency funds to fixed deposits and joint goals, Monivest gives you the tools to build wealth your way — flexible terms, high returns (up to 7% monthly), and total peace of mind.
Learn More
💳 Virtual Bank Accounts
Open a 10-digit NUBAN account in seconds. With Monivest, you get automated, real-time banking that works for your hustle—secure, fast, and built for life on the move.
Learn More
💰 Loans & Credit
Whether you’re stocking up for your business, planting your next harvest, paying for essentials, or simply taking care of life’s unexpected expenses, Monivest Loans & Credit is here to empower you with fast, transparent, and affordable financing—backed by your cooperative community.
Learn More
📊 Cooperative Shares
Monivest gives you more than profits—it gives you a stake, a say, and a pathway to long-term financial ownership. This is cooperative capitalism, redefined.
Learn More📈 Investments
From insured farm portfolios to high-return loans, Monivest offers secure, diversified investments designed for growth. Start building wealth your way—safely, smartly, and sustainably.
Learn MoreInvest in Collateral-Based Loans
Earn up to 7% monthly with Monivest’s collateral-based loans—backed by quick-selling assets like smartphones, gadgets, and vehicles. Low risk. High returns. Real assets.
Learn MoreFlexPay – Digital Services on Credit
Monivest FlexPay gives cooperative members access to professional website development and social media management services, enabling growth and productivity while maintaining healthy cash flow.
Learn More
TESTIMONIALS
What our clients say
Access top-tier group mentoring plans and exclusive professional benefits for your team. 🔥
I’ve been in business for 15 years, and this is the first time I’m part of a system where both big and small sellers can benefit. Monivest doesn’t just buy — they help you grow.
My NYSC allowance couldn’t do much, but I saved with Monivest for 10 months and invested in their FMCG supply. Now I’m earning more than my monthly allowance. I wish I knew this earlier.
Our cooperative joined Monivest last year. They linked us to bigger buyers in Lagos, and our turnover has doubled. Even the warehousing support makes it easier to store and move goods without wastage.
I put my first ₦50,000 into their collateral-based loan pool. I was scared, but I got my returns exactly as promised. Now I’ve increased my stake and I’m already planning for their pig farm project in Oyo.
When I need quick cash to restock, Monivest gives me loan same day with my goods as collateral. I no longer lose sales because of waiting for bank approval. And they treat you like family, not just customer.
I started saving ₦500 every week in the student plan. By exam period, I had enough to pay my hostel fee without calling home. Plus, they deliver palm oil and beans at cheaper rates — lifesaver for hostel cooking.
