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Impact at Monivest

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Where Profit Meets Purpose and Growth Powers Good

At Monivest, we believe that every naira invested should do more than generate returns — it should create ripples of change across communities, industries, and the environment. Our impact model is woven into our DNA, ensuring that growth for our members translates into tangible progress for society.

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Loved by over 4k
happy clients

Aisha Bello Moses E. Mr. Ayodele Ogunbanjo Faith Okeke Alhaji Sani Musa
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Member Savings (₦)

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Funded

k+

Jobs Created

k+

Hectares Farmland

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Environmental Stewardship: Building Climate Resilience

Agriculture and aquaculture face rising climate risks — droughts, floods, shifting seasons. Monivest actively integrates climate-smart solutions across its operations:

  • Catfish Farms: Our fish ponds use biosecure, water-efficient designs that reduce consumption by 38% compared to traditional setups. Waste by-products feed organic fertilizer production, closing the nutrient loop.
  • Crop Diversity: We source and support multiple staple crops (maize, soy, cassava, ginger) to mitigate weather-related crop failures.
  • Renewable Energy: Solar-powered cold chain facilities lower carbon footprints while ensuring product quality for export.

Case Study: Oyo Pig Farming Outlet
The Oyo pig farm is designed with biogas digesters to convert waste into renewable energy, reducing emissions and energy costs. This project showcases how livestock production can align with climate goals without compromising profitability.

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Social Impact: Empowering People, Building Communities

Monivest’s cooperative model centers people — creating jobs, increasing access to finance, and uplifting marginalized groups:

  • Financial Inclusion: Over 1,200 borrowers accessed low-interest loans last year, breaking informal credit cycles.
  • Women Leadership: 68% of our workforce is female, with dedicated programs supporting women-led farming and trading groups.
  • Youth Empowerment: Gen Z and young adults gain hands-on training in asset ownership, cooperative governance, and digital finance tools.

Case Study: Rural Catfish Project
By training and onboarding 100+ rural fish farmers, Monivest created sustainable livelihoods with skills in aquaculture, processing, and export logistics — many in off-grid communities.

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📱💬 Bills & Payments

From light bills to data top-ups, Monivest lets you handle it all—instantly, securely, and stress-free. One platform. Zero delays. Total control.

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🚗 Auto Financing

Whether it’s a car for work or equipment for the farm, Monivest helps you own it — stress-free, fully insured, and affordably financed. Just apply, get approved, and drive.

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💸 Fixed - Target Savings

From emergency funds to fixed deposits and joint goals, Monivest gives you the tools to build wealth your way — flexible terms, high returns (up to 7% monthly), and total peace of mind.

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💳 Virtual Bank Accounts

Open a 10-digit NUBAN account in seconds. With Monivest, you get automated, real-time banking that works for your hustle—secure, fast, and built for life on the move.

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💰 Loans & Credit

Whether you’re stocking up for your business, planting your next harvest, paying for essentials, or simply taking care of life’s unexpected expenses, Monivest Loans & Credit is here to empower you with fast, transparent, and affordable financing—backed by your cooperative community.

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📊 Cooperative Shares

Monivest gives you more than profits—it gives you a stake, a say, and a pathway to long-term financial ownership. This is cooperative capitalism, redefined.

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📈 Investments

From insured farm portfolios to high-return loans, Monivest offers secure, diversified investments designed for growth. Start building wealth your way—safely, smartly, and sustainably.

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Invest in Collateral-Based Loans

Earn up to 7% monthly with Monivest’s collateral-based loans—backed by quick-selling assets like smartphones, gadgets, and vehicles. Low risk. High returns. Real assets.

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Governance: Transparent, Accountable, and Inclusive

Governance isn’t just compliance — it’s about trust and long-term sustainability:

  • Cooperative Registration: Monivest is registered as Monivest Multipurpose Cooperative Society Limited (Abuja), adhering to Nigerian cooperative laws and CBN financial guidelines.
  • Transparent Reporting: Quarterly reports and annual audits are shared openly with members, partners, and regulators.
  • Risk Management: Advanced credit scoring and asset-backed loan models minimize defaults and protect member savings.

Islamic Finance Compliance: Inclusion by Design

We serve Nigeria’s diverse population by offering Shariah-compliant products alongside conventional services:

  • Non-Interest Financing: Profit-sharing and Murabaha structures for members who require halal financing.
  • Segregated Funds: Ethical separation of cooperative deposits from ventures like pig farming ensures compliance.
  • Certified Audits: Annual Shariah reviews maintain confidence and transparency.
dots Real Stories. Measurable Change. Scalable Solutions.
Case Studies in Impact
Commodity Sourcing & Export

Sourcing staple crops with sustainable practices, enabling smallholder farmers access to global markets while preserving soil health and community welfare.

Rural Catfish Project

Creating sustainable rural economies through integrated aquaculture, export logistics, and youth employment, with measurable environmental and social benefits.

Oyo State Pig Farming Outlet

A climate-resilient, ethical, and profitable livestock venture that incorporates renewable energy, waste management, and export-grade processing — serving as a flagship project demonstrating how cooperative ventures can scale responsibly.

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Impact Metrics: Measuring What Matters

Monivest measures success by the real, lasting change we create — financial inclusion, jobs, and productive assets owned by our members and communities. Here’s a data-driven snapshot of our impact:

Metric2024 Results2025 Targets
Member Savings Mobilized₦3 billion+₦5 billion+
Number of Borrowers Funded13,000+20,000+
Jobs Created9,000+15,000+
Hectares of Farmland Under Management2,000+3,000+
Rural Farmers Supported400+700+
Export Volume (Catfish & Cassava)90+ metric tons150+ metric tons
Dividends Paid to Members₦6.8 million₦12 million
Volume of Goods Moved₦247 million+₦400 million+
Percentage Operations ESG Compliant85%95%

What These Metrics Mean

  • ₦3 billion+ in member savings shows deep trust and engagement in our cooperative financial model.
  • Over 13,000 borrowers funded demonstrate real access to fair credit fueling entrepreneurship across Nigeria.
  • Creating 9,000+ jobs highlights our role as an economic engine, especially in rural areas.
  • Managing 2,000+ hectares of farmland means concrete ownership and stewardship of productive assets.
  • Supporting over 400 rural farmers empowers grassroots agricultural development.
  • Handling 90+ metric tons of export commodities reflects our growing footprint in global trade.
  • ₦6.8 million dividends paid to members reinforce our commitment to shared wealth.
  • Moving goods worth over ₦247 million through cooperative networks signals scale and trust.
  • Achieving 85% ESG compliance underscores our commitment to responsible and sustainable growth.
dots Building Nigeria’s Cooperative Future — One Project at a Time

Our Projects

⚡Monivest doesn’t just manage funds — we build real businesses and assets that create jobs, boost trade, and generate lasting value for our members. Below are some of our flagship cooperative projects, each designed to deliver steady income, empower communities, and drive sustainable growth across Nigeria.

Our Promise: Impact You Can Trust

Monivest commits to rigorous transparency, continuous improvement, and deep community engagement — because lasting change comes from accountability, innovation, and shared prosperity.

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