Investor Relations

Building Profitable Impact — One Member at a Time

At Monivest, we’re proving that cooperative finance can be both highly profitable and deeply impactful. We convert everyday member contributions into scalable, revenue-generating ventures that deliver measurable returns — for investors, members, and communities alike.

Operating on a full banking core via monivest.ng, we are registered as Monivest Multipurpose Cooperative Society Limited (Abuja) and backed by partnerships with Alternative Bank, Palmpay, 9 Payment Service Bank (9PSB), and over 47 cooperative societies nationwide.

Our vision: to become Nigeria’s most trusted cooperative-led investment platform — where profitability and community transformation grow side-by-side.

Why Invest in Monivest?

Why Invest in Monivest?

Hybrid Growth Model

We blend fintech scalability with cooperative resilience.

Diversified Revenue Streams

Agriculture, FMCG trade, asset-backed lending, and export operations.

Strong ESG Compliance

85% of our operations are already ESG-aligned, targeting 95% by 2025.

Why Invest in Monivest?

• Hybrid Growth Model — We blend fintech scalability with cooperative resilience.
• Diversified Revenue Streams — Agriculture, FMCG trade, asset-backed lending, and export operations.
• Strong ESG Compliance — 85% of our operations are already ESG-aligned, targeting 95% by 2025.
• Proven Track Record — Measurable results in member growth, project profitability, and community impact.

2024–2025 Performance Metrics

Strategic Milestones

• 2021: Cooperative registration & regulatory compliance completed.
• 2022: Launch of digital member onboarding platform.
• 2023: Partnerships secured with Alternative Bank, Palmpay, and 9PSB.
• 2024: Cassava operations in Edo & catfish farming expansion in Kogi and Oyo.
• 2025: Launch of pig farming outlet in Oyo (independent investor venture).

Governance & Accountability

• Annual Audits — Conducted by accredited cooperative auditors.
• Board Oversight — Ensuring compliance with Cooperative Societies Act & Islamic finance principles (where applicable).
• Transparent Reporting — Quarterly performance updates to investors, accessible via a secure digital portal.

Live chat support 24/7

More than 300 employees are ready to help you

Help desk support center

Via ticket system. 24/7 available.

Book a demo

Live support via video call

Frequently Asked
Questions

Find the answers to all of our most frequently asked questions

1 What makes Monivest different from other cooperatives or fintech platforms?

Monivest combines the stability of cooperative finance with the scalability of fintech. Unlike traditional cooperatives, we operate on a full digital banking core (monivest.ng), provide real-time member access, and have established partnerships with Alternative Bank, Palmpay, 9PSB, and 47+ cooperatives nationwide. This dual model allows us to mobilize savings, fund projects, and deliver both financial and social ROI.

2 How secure are investor funds?

Investor capital is asset-backed and tied to revenue-generating projects such as cassava processing, catfish farming, and agro-trade. We conduct annual audits by accredited cooperative auditors, follow Islamic finance principles where applicable, and maintain strict governance oversight under the Cooperative Societies Act.

3 What returns can investors expect?

Returns vary depending on the project and investment horizon. On average, our core cooperative projects have delivered 7–12% per quarter for investors, while maintaining strong capital protection through diversified portfolios and collateral-based lending.

4 How do you measure impact beyond profit?

We publish Impact Metrics that track both financial and social outcomes, including:

• Member savings mobilized

• Dividends paid out

• Jobs created

• Farmland cultivated

• Farmers supported

• Export volumes generated

These metrics are independently reviewed and shared quarterly with investors.

5 What are the risks, and how are they managed?

Key risks include:

• Agricultural volatility (climate shocks, yield uncertainty)

• Market risks (commodity price fluctuations)

• Operational risks (logistics, cooperative governance)

We mitigate these through insurance schemes, credit scoring, diversified assets, and risk-sharing partnerships.

6 What role do ESG principles play in Monivest’s strategy?

We are committed to 85% ESG-compliance today, with a 95% target by 2025. This includes climate-smart agriculture, renewable energy integration, responsible lending, and gender-inclusive cooperative membership. Every project is vetted for environmental and social impact before funding.

7 Are Islamic finance–compliant opportunities available?

Yes. In partnership with Alternative Bank, we structure Shariah-compliant financing products where profit-sharing replaces interest. This opens Monivest to a broader base of ethical and faith-driven investors.

8 How does Monivest plan to scale over the next 3 years?

Our roadmap (2025–2027) includes:

• Scaling exports to West African & EU markets

• Growing membership from 4,500+ to 15,000+

• Opening 6 new cooperative branches

• Launching a proprietary Agri-Tech financing platform

9 How do investors stay updated?

We provide:

• Quarterly Investor Reports via a secure portal

• Annual Investor Forum (physical + virtual)

• Direct liaison team for real-time investor support

10 How can I become an investor with Monivest?

Interested parties can reach our Investor Desk at investors@monivest.ng or call +234 813 900 8999. Investment opportunities are available for individuals, institutions, and cooperative partners, subject to due diligence and compliance checks.

Growth & Expansion Roadmap (2025–2027)

• Agricultural Exports: Expand to West African & EU markets.
• Member Base Growth: Scale from 4,500+ to 15,000+ members.
• Branch Network: Open 6 additional cooperative branches.
• Agri-Tech Financing Platform: Launch Monivest’s proprietary financing ecosystem for agriculture and trade.

Investor Engagement Channels

• Quarterly Investor Reports — Distributed via our secure investor portal.
• Annual Investor Forum — Hybrid event (in-person & virtual).
• Dedicated Investor Liaison Team — Direct, responsive communication for all investment queries.

Our Investor Promise

At Monivest, we treat every investment as a partnership for transformation — where your capital drives profitable ventures, empowers communities, and builds an asset-backed financial future for Nigeria’s cooperative economy.

Partner with us — and let’s build the cooperative of the future.

📧 Investor Desk: investors@monivest.ng
📞 Direct Line: +234 813 900 8999