Real Assets. Real Value. Real Confidence.
🌍 Monivest Cooperative – Backed by tangible, Visible, income-generating physical 📂 Core Investment Assets
At Monivest, every member contribution is secured by tangible, productive, and liquid assets. Our diversified portfolio spans agribusiness, real estate, logistics, and industrial infrastructure — demonstrating the scale, convertibility, and credibility of our cooperative.
Tier 1 – Fast-Cash Assets
🚛 Immediately liquid and fully unencumbered assets that generate quick cash for cooperative stability. (7–21 days)
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HOWO 6×4 tipper / tractor heads – FSV: ₦82,750,000 each
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DAF XF trucks + 40ft flatbed/reefer trailers – FSV: ₦183,650,000
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Ford Transit buses & 3–5T vans – FSV: ₦44,750,000
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Industrial blast freezers & walk-in cold rooms – FSV: ₦24,980,000 + ₦17,850,000
Tier 2 – Convertible Operational Assets
🔥 Operational assets that generate income while remaining convertible to cash when needed. (30–60 days)
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Local fabricated fish smoking ovens & solar tunnel dryers – FSV: ₦7,950,000
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Packaging lines, feed mills, weighbridge, solar/inverter systems – FSV: ₦59,750,000
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Generators (100–200 kVA), water treatment skids, boreholes – FSV: ₦28,620,000
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Ensures uninterrupted operations while maintaining cashflow
Tier 3 – Strategic / Heavy Assets
🏘 Long-term foundational assets anchoring cooperative growth and wealth. (90+ days)
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Housing blocks & land banks – FSV: ₦947,600,000 / ₦598,300,000
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Warehouses & processing facilities – FSV: ₦149,420,000
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Large-scale aquaculture infrastructure – FSV: ₦278,450,000
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Provides a solid safety net with 90–180+ day liquidity horizon
Dashboard Format – Core Investment Assets
| Asset | Status | FSV (₦) | Encumbrance | Days-to-Cash | Notes |
| Catfish Aquaculture – Kogi/Oyo | Active | 278,450,000 | None | 14–21 | Harvest cycles ongoing, export-ready |
| Cassava Farm – Edo | Active | 118,750,000 | None | 30–45 | Planting season, cashflow starts Q1 2026 |
| Housing Block – Lagos (Ikoyi) | Leased | 947,600,000 | None | 90 | Fully leased, rental yield 9% |
| Land Bank – Abuja | Hold | 598,300,000 | None | 90–180 | Peri-urban development land |
| Ford Transit Buses (x3) | Roadworthy | 44,750,000 | None | 7–14 | Cooperative logistics & mobility |
| DAF XF + 40ft Reefer Trailer | Roadworthy | 84,650,000 | None | 10–20 | Agro-export & commodity transport |
| Industrial Blast Freezer (1–2 t/hr) | Installed | 24,980,000 | None | 14–21 | Export-ready IQF/blast freezer |
| Walk-in Cold Room (80 m³) | Commissioned | 17,850,000 | None | 20–30 | Fish & poultry storage |
| Local Fabricated Fish Smoking Oven (5-ton/batch) | Active | 4,950,000 | None | 21–45 | High-capacity, export-compliant |
| Solar Installations & Power Systems | Installed | 34,650,000 | None | 30–45 | Power for farms & offices |
| Cooperative Warehouses & Processing Units | Active | 149,420,000 | None | 30–60 | Cassava, feed, storage |
💧 Financial Assets
| Asset | FSV (₦) | Notes |
|---|---|---|
| Cash Reserves | 1,298,750,000 | Held securely with Alternative Bank, PalmPay, 9PSB |
| Treasury Placements | 149,320,000 | Short-term, low-risk instruments |
| Loan Book (Member Loans) | 319,620,000 | Performing loans, backed by cooperative collateral |
| Equity Stakes | 79,850,000 | Partner cooperatives & fintech collaborations |
🔑 Intangible Assets
| Asset | Notes |
|---|---|
| Licenses & Compliance | Cooperative registration, fintech partnerships, trade certifications |
| Technology Infrastructure | Full banking core (monivest.ng), credit scoring AI, cooperative management software |
| Strategic Partnerships | Alternative Bank, PalmPay, 9PSB, 47+ cooperative societies |
| Brand & Goodwill | Monivest as a trusted cooperative brand in Nigeria |
🏗 Supporting Infrastructure
| Asset | Notes |
|---|---|
| Offices – Lagos & Abuja | Furnished, IT-equipped |
| Digital Hardware | Laptops, servers, banking devices |
| Operational Vehicles | Service vehicles & bikes |
| Office Equipment | ACs, furniture, cooperative facilities |
| Generators (100–200 kVA) | Backup power for operations |
| Weighbridge (60T) | Commodity measurement & logistics |
| Packaging Lines | Vacuum sealers, band sealers, labelers |
| Borehole + Water Treatment Skid | Process water for agro-operations |
🌍 Human & Community Assets
- Members: 11,000+ active stakeholders
- Expert Workforce: Agronomists, financial analysts, logistics operators
- Youth & Financial Literacy Programs: Training members for sustainable wealth growth
- Community Impact: ESG initiatives, climate resilience, women & youth empowerment
⚡ Liquidity & Convertibility
- Tier 1: Fast-Cash – trucks, buses, blast freezers, cold rooms (convertible 7–21 days)
- Tier 2: Convertible Operational Assets – ovens, dryers, packaging lines, feed mills, weighbridge (30–60 days)
- Tier 3: Strategic / Heavy Assets – land, housing blocks, warehouses, aquaculture infrastructure (90–180+ days)
Every asset is fully documented, maintained, and strategically positioned to protect member wealth while supporting operational growth.
Pricing FAQs
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Have any questions? We're here to assist you.
We use Forced Sale Value (FSV) — the most conservative valuation approach, meaning what the market would realistically pay if assets were sold quickly. This ensures our reporting is accurate, transparent, and never inflated.
It is the estimated number of days required to liquidate an asset into cash through sale, lease, or monetization. Tier 1 assets convert in 7–21 days, Tier 2 in 30–60 days, and Tier 3 in 90–180+ days.
Yes. Assets listed are fully cooperative-owned and free of encumbrances, liens, or external claims. They are not pledged as collateral, ensuring liquidation proceeds remain member-focused.
They serve both purposes. Trucks generate logistics income, cold rooms enable fish preservation and distribution, housing blocks provide rental streams, and processing machines create value-added commodity revenue. Assets protect wealth and generate cooperative cash flow.
Yes. Assets are deployed in cooperative projects — transport, agro-processing, storage, and export — where members benefit through services, shared profits, and dividend distributions.
In Nigeria, assets outlive cash. Publicly listing assets provides transparency, builds investor confidence, and reassures members that Monivest is stable, liquid, and backed by tangible wealth.
All assets are documented with purchase receipts, valuation reports, maintenance logs, and insurance policies. Independent valuers conduct periodic audits to ensure cooperative integrity.
Monivest operates with a conservative financial structure — minimal debt exposure, asset-backed growth, and multiple income streams. Our strategy prioritizes liquidity planning, risk management, and diversified cooperative projects to avoid over-leverage. In the unlikely event of a shortfall, our tiered “Days-to-Cash” liquidation framework ensures assets can be converted swiftly, protecting member deposits and sustaining operations.
Yes. Trucks, warehouses, cold-chain equipment, and other major physical assets are covered under cooperative insurance schemes to mitigate risks such as fire, theft, and accidents.
Every acquisition is evaluated for:
Member impact (affordability, accessibility, service delivery)
Revenue generation (cash flow potential)
Liquidity (ease of disposal if needed)
Only assets that strengthen cooperative capacity and resilience are approved.
Yes. Through cooperative shares and project-based investment schemes, members indirectly own a portion of these assets. Fractional ownership programs for high-value assets are under development.
Our strategic expansion pipeline covers both core infrastructure and lifestyle-driven assets. Upcoming acquisitions include renewable energy projects (solar farms), advanced food-processing lines, export-grade packaging facilities, bottled water production lines, and commercial real estate. Beyond core operations, Monivest is also moving into luxury shortlet apartments and executive car rental fleets, diversifying revenue streams while strengthening resilience, liquidity, and global competitiveness.
