Build Wealth That Works
From catfish farms to cassava fields and nationwide FMCG supply chains, Monivest turns your money into real, income-generating assets built and owned by our members across Nigeria.
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How Monivest Works for You
Monivest helps you save smartly, borrow easily, and invest in real, income-generating projects. With our support and community, you can grow your money steadily and reach your financial goals with confidence.
📱💬 Bills & Payments
From light bills to data top-ups, Monivest lets you handle it all—instantly, securely, and stress-free. One platform. Zero delays. Total control.
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🚗 Auto Financing
Whether it’s a car for work or equipment for the farm, Monivest helps you own it — stress-free, fully insured, and affordably financed. Just apply, get approved, and drive.
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💸 Fixed - Target Savings
From emergency funds to fixed deposits and joint goals, Monivest gives you the tools to build wealth your way — flexible terms, high returns (up to 7% monthly), and total peace of mind.
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💳 Virtual Bank Accounts
Open a 10-digit NUBAN account in seconds. With Monivest, you get automated, real-time banking that works for your hustle—secure, fast, and built for life on the move.
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💰 Loans & Credit
Whether you’re stocking up for your business, planting your next harvest, paying for essentials, or simply taking care of life’s unexpected expenses, Monivest Loans & Credit is here to empower you with fast, transparent, and affordable financing—backed by your cooperative community.
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📊 Cooperative Shares
Monivest gives you more than profits—it gives you a stake, a say, and a pathway to long-term financial ownership. This is cooperative capitalism, redefined.
Learn More📈 Investments
From insured farm portfolios to high-return loans, Monivest offers secure, diversified investments designed for growth. Start building wealth your way—safely, smartly, and sustainably.
Learn MoreInvest in Collateral-Based Loans
Earn up to 7% monthly with Monivest’s collateral-based loans—backed by quick-selling assets like smartphones, gadgets, and vehicles. Low risk. High returns. Real assets.
Learn MoreFlexPay – Digital Services on Credit
Monivest FlexPay gives cooperative members access to professional website development and social media management services, enabling growth and productivity while maintaining healthy cash flow.
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Loved by over 4k happy clients
We’re more than a cooperative
Monivest is Nigeria’s fastest-growing cooperative platform, uniting savings, credit, and investments to build real, profitable assets you can see, touch, and own. From catfish farms in Kogi to cassava fields in Edo, from FMCG supply chains to export-ready agribusiness, every project is built for member profit and community impact.
₦1b+
worth of cooperative goods moved nationwide through our FMCG sales network
47+
partner cooperatives and institutional alliances
Real ventures. Real impact. Real returns.
Our Projects
⚡Monivest members don’t just save — they co-own profitable projects that create jobs, boost trade, and drive growth across Nigeria. From sustainable farms to nationwide supply chains, every project is designed to generate steady income and lasting value for our cooperative community.
Monivest Agriculture & Export Team
Rural Aquaculture & Catfish ExportMonivest’s Rural Aquaculture & Catfish Export project empowers rural fish farmers through a cooperative model that links production to processing and export. With solar-powered farms, skill training, and traceable supply chains, it delivers export-grade catfish to diaspora markets while creating jobs, income, and sustainable value in local communities.
Ogun, Kuje - Abuja, Delta, Niger, Ajegu (Kogi), Idah (Kogi), Iseyin & Ibadan (Oyo)
Our members say it best.
Trusted by Everyday People, Powered by Monivest
Real stories from members who’ve grown with Monivest — from students funding their studies, to traders expanding their shops, to farmers exporting beyond Nigeria.🔥
I’ve been in business for 15 years, and this is the first time I’m part of a system where both big and small sellers can benefit. Monivest doesn’t just buy — they help you grow.
My NYSC allowance couldn’t do much, but I saved with Monivest for 10 months and invested in their FMCG supply. Now I’m earning more than my monthly allowance. I wish I knew this earlier.
Our cooperative joined Monivest last year. They linked us to bigger buyers in Lagos, and our turnover has doubled. Even the warehousing support makes it easier to store and move goods without wastage.
I put my first ₦50,000 into their collateral-based loan pool. I was scared, but I got my returns exactly as promised. Now I’ve increased my stake and I’m already planning for their pig farm project in Oyo.
When I need quick cash to restock, Monivest gives me loan same day with my goods as collateral. I no longer lose sales because of waiting for bank approval. And they treat you like family, not just customer.
I started saving ₦500 every week in the student plan. By exam period, I had enough to pay my hostel fee without calling home. Plus, they deliver palm oil and beans at cheaper rates — lifesaver for hostel cooking.
Insights, Stories & Opportunities from the Monivest Network
From the Field to Your Finances
Stay ahead with real stories, market trends, investment tips, and cooperative project updates from across Nigeria. Whether it’s a farmer doubling yield, a student marketer learning to earn, or new ways to secure your savings, the Monivest Blog keeps you informed and inspired.
Digital marketplaces are transforming Nigeria’s commodity trade, cutting out middlemen, boosting tra...
