💳 Virtual Bank Accounts
-
Home
-
💳 Virtual Bank Accounts
Automated Banking for the Modern Age
Monivest’s Virtual Bank Accounts redefine how you manage your money—fast, secure, and fully automated. No traditional bank, no endless paperwork, just instant access, real-time updates, and the freedom to manage your finances with ease.
How It Works
Monivest automates your banking. When you register, we generate a 10-digit NUBAN account number for you instantly, which means no waiting, no queues. The moment you're verified, you're ready to send, receive, and manage funds on your terms—whether you're running a business, handling personal transactions, or managing a side hustle.
-
Instant NUBAN Account Generation
-
Deposit and Withdraw Funds
-
Real-Time Transactions
-
Business Features (Invoice Payments, Payroll)
-
Security Features (2FA, KYC Compliance)
-
User Interface Design
-
Transaction Alerts and Notifications
-
Customer Feedback Systems
Â
Key Features
Instant NUBAN Account Generation
Instant Access: As soon as you sign up and complete KYC, we generate a unique 10-digit NUBAN account automatically for you.
Fully Automated: No waiting. Your account is ready to use as soon as you join the Monivest community.
Real-Time Transactions: Send money, receive payments, and make transfers in real-time.
Direct Deposits & Withdrawals
Direct Deposits: Receive payments, salary, or transfers directly into your Monivest account.
Instant Withdrawals: Transfer funds to your linked bank or wallet—no delays.
Easy Funding: Deposit funds from any NUBAN-enabled bank—all transactions are completed instantly.
Seamless Business & Personal Use
Freelancers & Entrepreneurs: Receive payments from clients, make vendor payments, and manage your business finances on the go.
Automated Payroll: Set up recurring payments for employees or contractors, all handled through your virtual bank account.
Bill Payments: Pay utilities, subscriptions, and more directly from your Monivest account, hassle-free.
Secure, High-Speed Transactions
Real-Time Updates: Track your balance and transactions in real-time. You always know where your money is.
Secure Encryption: Your account and transactions are protected by the highest levels of encryption technology.
Instant Transfers: No waiting for transfers to clear. Every transaction is confirmed in seconds.
The Benefits
Automated Bank Account: Upon registration, your 10-digit NUBAN account number is automatically created—immediately available for use.
Real-Time Financial Control: With real-time updates, you can make informed decisions quickly—whether it’s paying bills, receiving funds, or sending money.
Business Ready: Whether you're accepting client payments or paying vendors, Monivest provides the automation and flexibility that entrepreneurs need to grow.
Instant Transactions: Get your payments, instantly. No more waiting days for funds to clear. Monivest’s system ensures fast, real-time transactions every time.
Zero Fees for Internal Transfers: Send money to anyone on the Monivest network for free—no hidden fees, no surprises.
How to Get Started
Sign up for Monivest and provide your basic details.
Verify your identity and comply with regulations for account security.
Automatically receive your 10-digit NUBAN account number—instant, no delays.
Deposit, receive, and transfer funds—all in real-time.
Â
Questions about service
A Virtual Bank Account is an account that can only be accessed and managed online through the banking platform. It functions exactly like a traditional bank account, allowing you to receive transfers and make payments digitally.
A Virtual Bank Account is entirely digital and operates only through Monivest in partnership with the issuing bank.
Every Monivest Member is eligible to create a virtual bank account. To do so, you must complete the KYC (Know Your Customer) process and submit your BVN (Bank Verification Number) or NIN (National Identification Number) details. Once your KYC is complete, you will automatically receive your personalized virtual bank account.
No, there are 0% fees on received payments. Monivest allows you to receive funds without any charges.
Share this service:
