coop@monivest.ng
2nd floor, 39 Alfred Rewane Rd, Ikoyi, Lagos
Mon-Fri: 10:00am - 09:00pm

💸 Fixed - Target Savings

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  2. 💸 Fixed - Target Savings

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💸 Fixed - Target Savings

Flexible. Secure. Goal-Oriented.

At Monivest, we believe saving should be simple, rewarding, and aligned with your goals. Whether you're saving for an emergency, a future expense, or simply to grow your wealth, we have a savings plan that suits your needs. Choose your path, set your goals, and start building your future today.

1. Regular Savings / Fixed Deposit

Grow Your Money Regularly and Secure Your Future 💰

  • Save with Purpose: Commit to saving regularly with our Fixed Deposit plans for as little as 1 month. The longer you commit, the more you earn!
  • Earn 7% per Month: Watch your savings grow with guaranteed returns of 7% per month, making your money work harder for you.
  • Locked for Growth: Your funds are locked for the chosen term, ensuring that you're consistently saving and growing your wealth without the temptation to spend.
  • Automatic Reinforcement: With our auto-rollover feature, your interest is reinvested, ensuring that your savings keep growing automatically.

2. Emergency / Target Savings

Save for Emergencies with Flexibility & Security 🚑💸

  • Be Prepared for the Unexpected: Set aside money for emergencies with our Emergency Savings Plan. Whether it's a medical expense, urgent home repair, or any unforeseen event, your savings will be ready when you need them the most.
  • Easy Access When You Need It: Unlike traditional savings accounts, access your funds quickly without waiting for days. Your money is there for you, ready for withdrawal whenever necessary.
  • Flexible Savings Terms: Choose the amount you want to save and the goal you’re working towards. Our plan helps you stay focused, knowing you have a safety net for emergencies.

3. Money Duo

Save Together, Grow Together 💑💵

  • Partner Up to Achieve Financial Goals: Create a joint savings plan with your partner—whether it’s for a vacation, house down payment, or a shared goal.
  • Shared Contributions: Contribute together towards the same target and watch your savings grow as a team. It’s an ideal way to build wealth together and keep each other accountable.
  • Collaborative Growth: With our Money Duo Plan, you and your partner can set common goals, make regular contributions, and track your joint progress in real-time.

4. Savings Circle

Save as a Group & Achieve More Together 👥💸

  • Challenge & Motivate Each Other: Get involved in a Savings Circle with friends, family, colleagues, or even members of your church, school, or sports club.
  • Collective Saving Power: Each member contributes regularly to a shared pool, and the group collectively works towards saving for a common goal.
  • Community Support: Whether you’re saving for a group trip, event, or community cause, a Savings Circle brings people together and turns financial goals into a shared mission.
  • Competition & Motivation: Compete with others who have the same financial goals and motivational milestones to challenge yourself and stay on track.

Why Choose Monivest Fixed Deposit Plans?
🌟 Feature📈 Benefit
Up to 7% Monthly ReturnsEarn high monthly returns, significantly more than traditional savings accounts.
Flexible Deposit TermsChoose between 30–365 days depending on your savings goals.
Auto-RolloverAutomatically reinvest your interest earnings to maximize growth.
Early Withdrawal OptionAccess your funds early, with a small penalty, for added flexibility.
Secure & SafeLow-risk investments backed by Monivest’s cooperative structure ensure safety.

Get Started with Monivest Savings Plans
Sign Up

Register on Monivest and complete the KYC verification.

Select Your Plan

Choose the savings plan that aligns with your goals—whether it's Fixed Deposit, Emergency Savings, Money Duo, or a Savings Circle.

Start Saving

Begin contributing and watch your funds grow automatically with Monivest’s secure savings solutions.

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